# mercury.com > AI-optimized mirror of mercury.com containing 50 pages totalling 45,659 words of clean markdown content, structured data, and semantic HTML. Original source: https://mercury.com/. Last updated: 2026-04-26T19:25:39.015Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Radically different banking](/site-root.html): Everything you do with money. All in one place. Apply in 10 minutes for business banking that transforms how you operate. (1,568 words) ## Articles & Blog Posts - [investor-database/index.html](/investor-database/index.html) (1 words) - [Perk bundles](/perks/bundles/index.html): Mercury gets you deals on the best tools for your startup, small business, and scaling team. Open an account and log in to redeem your perks. (628 words) - [Expense management and tracking for freelancers and contractors](/blog/expense-management-tracking-freelancers-contractors.html): With these tips for practical expense management for freelancers and contractors, stay organized, save money, and simplify tax season. (1,835 words) - [blog/how-much-should-a-small-business-spend-on-marketing.html](/blog/how-much-should-a-small-business-spend-on-marketing.html) (1 words) - [blog/annual-letter-2025/index.html](/blog/annual-letter-2025/index.html) (1 words) - [blog/ecommerce-holiday-business-report-2025/index.html](/blog/ecommerce-holiday-business-report-2025/index.html) (1 words) - [blog/revenue-recognition-principle/index.html](/blog/revenue-recognition-principle/index.html) (1 words) - [blog/index.html](/blog/index.html) (1 words) - [accounting-automations/index.html](/accounting-automations/index.html) (1 words) - [ecommerce/index.html](/ecommerce/index.html) (1 words) - [blog/startup-exit-plans/index.html](/blog/startup-exit-plans/index.html) (1 words) - [blog/how-to-read-cash-flow-statement/index.html](/blog/how-to-read-cash-flow-statement/index.html) (1 words) - [blog/startup-employee-benefits/index.html](/blog/startup-employee-benefits/index.html) (1 words) - [blog/understanding-unit-economics/index.html](/blog/understanding-unit-economics/index.html) (1 words) - [blog/best-accounting-software-startups-2025/index.html](/blog/best-accounting-software-startups-2025/index.html) (1 words) - [Should my online business use a virtual office?](/blog/online-business-virtual-office/index.html): Virtual offices are often a budget-friendly option for startups. You can get the perks of a physical presence, but at a much lower cost and with more flexibility than a traditional office lease. (1,739 words) - [Should I apply for a business or personal credit card?](/blog/business-vs-personal-credit-card/index.html): Learn the key differences between business and personal credit cards, and why separating them early helps protect your credit and grow your business. (1,769 words) - [What is WIP accounting?](/blog/what-is-wip-accounting-explained/index.html): Learn what WIP accounting is, how work-in-progress entries work, and why it matters for businesses of all kinds. (2,095 words) - [Building in public: Is this the right approach for your startup?](/blog/build-in-public-or-private/index.html): Trying to build in public? Learn the benefits, trade-offs, and decision framework founders use to choose the right visibility strategy. (1,739 words) - [Best bookkeeping software for startups and small businesses](/blog/best-bookkeeping-software-startups-small-business/index.html): Compare the best bookkeeping software for startups and small businesses, including free options. Learn which features matter, when to upgrade, and how Mercury fits your finance stack. (2,098 words) - [Best expense management software for startups and small businesses](/blog/best-expense-management-software-startups-small-businesses.html): Looking for the best expense management software for your startup or small business? Compare top tools by use case, controls, pricing, and scalability. (2,192 words) - [SaaS income statement template](/tools/saas-income-statement-template/index.html): Looking for a snapshot of your SaaS business’ financial position? Generate an income statement in minutes with this free and easy-to-use Google Sheets template. (1,674 words) - [Pricing that fits your business](/pricing/index.html): Our pricing works with your business, whether you’re bootstrapped or venture-backed. Think about something other than fees. (1,817 words) - [Cleaner books without the busywork: How Mercury simplifies accounting by building it into your account](/blog/cleaner-books-without-the-busywork/index.html): How Mercury simplifies accounting by building it into your account (1,472 words) - [AWS](/perks/aws/index.html): AWS is a Mercury perk partner that gives eligible customers exclusive access to special offers and credits to support their growth. (440 words) - [Understanding your startup’s finances through vertical and horizontal analysis](/blog/vertical-vs-horizontal-analysis/index.html): Learn how vertical and horizontal analysis (also known as ratio and trend analysis) can help you better understand your startup's financial data. (2,295 words) - [AI bookkeeping best practices for startups and small businesses](/blog/ai-bookkeeping-best-practices-for-startups-and-small-businesses.html): Explore the world of AI bookkeeping for small business, and learn best practices for implementing this technology within your startup. (2,028 words) - [Banking loved by crypto companies](/web3/index.html): Banking for blockchain, crypto, NFT, decentralized, and other web3 companies. Streamlined accounts made to run all of your fiat operations. Apply online (1,181 words) - [Shape your career at Mercury](/jobs/index.html): 96% of employees say that Mercury is a great place to work. Join our team as we work to transform how the world operates. (2,403 words) - [Two founders on why Mercury and startups are the perfect match](/blog/founders-on-why-mercury-is-built-for-startups/index.html): Business banking can’t be built from a one-size-fits-all approach. For startups in particular, there are a host of unique circumstances, needs, and realities that don’t always align with traditional bank processes and systems. (1,288 words) - [Investor Database](/investor-database/sitemap-xml.html) (592 words) - [Strategies for streamlining subscription management and optimizing spend](/blog/subscription-management-strategies/index.html): It's common for startups to spend money on tools they no longer use. Learn how to keep a close eye on your company's subscriptions and audit recurring payments. (1,739 words) - [How I prep for interviews](/blog/dwarkesh-patel-interview-prep/index.html): Patel shares how he prepares for interviews — across learning, understanding, and asking good questions. (1,369 words) - [Google Cloud](/perks/google-cloud/index.html): Google Cloud is a Mercury perk partner that gives eligible customers exclusive access to special offers and credits to support their growth. (396 words) - [Ecommerce income statement template](/tools/ecommerce-income-statement-template/index.html): Want a clear view of the financial health of your ecommerce business? Create an income statement in minutes with this free and easy-to-use Google Sheets template. (1,686 words) - [Dwarkesh Patel’s lessons for founders](/blog/dwarkesh-patel-podcast-founder-lessons/index.html): Patel on building his viral podcast and how that translates to building any business. (1,268 words) - [QuickBooks Online](/perks/quick-books-online/index.html): QuickBooks Online is a Mercury perk partner that gives eligible customers exclusive access to special offers and credits to support their growth. (356 words) - [How to approach profit sharing in partnership](/blog/profit-sharing-partnership/index.html): Keys to setting your partnership up for current and future success (1,814 words) - [Jake Jolis](/investor-database/jake-jolis/index.html): Connect with Jake Jolis. Browse our extensive network of investors and VC funds to make outreach a breeze. (182 words) - [Pavel Tinkov](/investor-database/pavel-tinkov/index.html): Pavel Tinkov is a Co-Founder and Managing Partner at Audeo Ventures. Previously, he co-founded and served as Executive Director of LJTS Group, a global macro hedge fund headquartered in London. (242 words) - [Memory Bank: Ofek Lavian of Forage](/blog/memory-bank-ofek-lavian-forage/index.html): Memory Bank is a reflection on the galvanizing moments in a founder’s journey — a rare glimpse into the human side of their relationship with entrepreneurship. (794 words) - [Perks and Bundles](/perks/sitemap-xml.html) (624 words) - [API access with every account](/api/index.html): Make payments programmatically, power your own admin dashboards, automate reconciliation, and more with the Mercury API. (238 words) - [Rippling](/raise/software-stack/tools/rippling/index.html): Rippling combines HR, IT, and operations into a unified platform for efficient employee management. Streamline onboarding, payroll, and benefits administration. (356 words) - [Curated deals and perk bundles for every stage of business-building](/perks/index.html): Mercury gets you deals on the best tools for your startup, small business & scaling company. Open an account and log in to redeem your perks. (1,343 words) - [Quickbooks](/raise/software-stack/tools/quickbooks/index.html): QuickBooks provides comprehensive accounting solutions for startups and SMEs. Track expenses, manage payroll, and get real-time financial insights. (249 words) - [Product analytics](/raise/software-stack/categories/product-analytics/index.html): Decode intricate user engagement with analytics tools like Mixpanel. Uncover user paths, build funnel analyses, and optimize features to drive your startup's core business goals. (171 words) - [sitemap-xml.html](/sitemap-xml.html) (286 words) - [blog/sitemap-xml.html](/blog/sitemap-xml.html) (1,680 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/content/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/content/robots.txt): Crawler directives