Create your own SAFE

Build a SAFE in minutes — for free.

Fill in your SAFE’s details below, download it as a PDF, and use it to fast-track your fundraise. Learn more about different SAFE clauses here.

• SAFE details
• Company details
• Investor details
• Review

Investment amount

$

Investment date

June 2026

SAFE typeLearn More About SAFE Types

• Post-money
• Pre-money
• Most Favored Nation only
• Discount only

We know you're busy building something great; we've provided this SAFE feature to simplify the process of raising funds. The documents provided are based on industry standards, but we can't assume responsibility for the contents or how you use these forms. Before using them, review the terms to ensure they fit your needs and consult a lawyer if needed.

SAFEs get even easier to manage on Mercury

Creating a SAFE is only the first step.

A Mercury account — built around FDIC-insured checking and savings accounts to store your funds — streamlines everything that follows.

Simplify the entire process

With one easy-to-open account, Mercury tracks all incoming investments, marks a SAFE as closed once it’s funded, and protects your precious cash.

Make a good impression

Keep things simple for your investors by delivering eSignature-ready SAFE agreements directly to their inboxes.

Save on legal fees

A Mercury account has zero hidden fees, and its intuitive SAFE management features could save you thousands in legal fees.

Could a SAFE be right for your startup?

Companies create SAFEs, or “simple agreements for future equity,” to establish a framework that allows investors to provide capital today in exchange for equity in the future.

1. SAFEs are simple — and save time

   With a SAFE, you can push the paperwork, cost, and time required of an equity round to a later date. And because it can be difficult to price early rounds, this can prove especially valuable for pre-seed and seed companies.

2. SAFEs center on equity, not debt

   SAFEs allow companies to raise money quickly and with flexibility, all while promising investors equity rather than payback. That said, creating a SAFE doesn’t preclude you from simultaneously pursuing convertible debt.

3. SAFEs are useful in tough climates

   If capital is more constrained, startups across stages can rely more on SAFE-powered bridge rounds to extend their runway between priced equity rounds.

4. SAFEs are now the industry standard

   SAFEs were first created by Y Combinator’s Carolynn Levy in 2013. Startup accelerators have since made these open-source agreements the standard for early-stage financing.

Manage your SAFE on Mercury

What other startups are saying

There are a number of difficulties that come along with SAFEs like preparing the documents and tracking who signed and sent payment. With Mercury SAFEs the documents were already prepared, it was quick, and I have one portal for all SAFE info and payments.

It’s great to be able to create and track a SAFE from one dashboard — I can send the documents and payment request to investors easily and it’s simple for investors to e-sign and send funds. Seeing when investors have signed and tracking payments within Mercury makes my life so much easier.

I love that I don’t need to send the wire instructions and SAFE agreements separately. This makes it really easy for me to manage the SAFE process, and our investors appreciate the simplicity of signing the SAFE and sending the wire in a single flow.

Frequently asked questions

Why use a SAFE over traditional equity or convertible notes?

SAFEs are simple and transparent, and often have fewer terms compared to convertible notes. They were designed to provide a clear and efficient way for startups to raise initial capital without having to immediately determine a valuation.

Are there any costs associated with using this feature?

The Mercury SAFE generator is completely free to use.

Will you send emails to my investors?

If you choose to use our free online generator, we will not contact your investors. Open a Mercury account for a seamless SAFE experience that includes all steps of the SAFE process, from emailing your investors to enabling digital signing and deposit.

Does Mercury provide cap table software?

Mercury does not currently offer cap table management tools. That said, you can sign up for popular tools like Carta or Pulley with a discount using Mercury perks.

Do I need to be a Mercury customer to use this feature?

Our simple SAFE generator is free to use — no Mercury account required. For a fully integrated signing, deposit, and tracking experience, you can open a Mercury account for free.

Is there a minimum amount of capital I can raise with SAFEs?

There is no minimum or maximum amount that you can raise through a SAFE. However, SAFEs tend to be utilized by early-stage venture investors who historically may have their own preferred check ranges.

How are Mercury SAFE forms generated and standardized?

Our SAFE creation tool follows the standard Y Combinator template. Y Combinator is one of the leading accelerators in the world and has pioneered the use of SAFEs.

Should I consult legal counsel before sending a SAFE to investors?

We recommend speaking with legal counsel to best understand the terms of the standardized SAFE and how it applies to your company.